Yellow Gold is So Last Year – Men's White Gold Rings Are All the Rage

White gold is produced when gold is alloyed with white metals like nickel or palladium. The purity of gold is measured in karats like the normal gold. The characteristics of white gold depend on the proportions of the metals used and their properties. When yellow gold is alloyed with nickel, the resulting white gold acquires the properties of nickel which is strong and hard. It is mostly used to make pins and rings. And when the yellow gold is alloyed with palladium then the resulting gold acquires the properties of palladium which is pliable and soft making it a better choice for setting gemstones.

Gold is used widely in making jewelry and ornaments ranging from rings, bracelets, chains etc. The men’s white gold rings are very rare and come in traditional designs. Most of the men’s rings are designed in yellow gold. But with good design and trendy models to white gold rings have picked up popularity. They are usually used in engagements and weddings. They are also available in combination’s with various birthstones. The yellow gold rings may be impressive but the rings have now come out to simplicity, sleekness and elegance. With broad and heavy designs and sturdy gems the rings are no longer a fashion for women but men too.

One must however be very careful in selecting the gems for the white gold rings, be it for women or if you are trying to buy the men’s white gold rings. The gems should match with the color and give a strong and contrasting look. Black, blue sapphires and green gemstones are the most demanded gemstones on white gold. The rings range from various models like flat wedding bands, sleeve rings, solitaire rings, trinity rings, cluster rings, eternity rings etc. an eternity ring usually symbolizes eternity with a partner, a promise ring is usually worn to remind oneself of the promises one has made, the engagement rings are worn to indicate that the person is engaged, a class ring is usually worn by the graduates of a class, a mothers ring is worn by mothers with the birthstone of each of her child. In this way the ring models come with huge significance and varieties.

The men’s gold rings are the preferred choice by women as the best gifts for their men. They could be gifted on valentines day, fathers day, graduation day, engagement day, marriage etc. but one must consider the style preference of the men being gifted. The ring that you like may not be liked by the man you selected for. So you must make note of the mans style and lifestyle. If a simple man is gifted a very stylish ring then it would not look much like a perfect gift. It is always wise that you see the simplicity and fashion tastes of the men. Gold reflects great simplicity and at the same time a contemporary style too.

How to Choose Your Rose Gold Watch?

Rose gold is one of the most beautiful choices for jewelry. It is also known as Russian gold, although this term has become somewhat rare. It not only inherits the luxury feature of gold but also displays something much more fascinating for the eyes. It is not as flashy as gold. But it looks still nice and classy. At present, Russian gold timepieces are very popular. If you are shopping for nice Russian gold timepieces, the information below may be helpful.

Decide the Color of Your Watch

The first thing you should take into consideration is the color of the watch, namely, how rosy you hope your timepieces will be. People create Russian gold by combining gold and copper together. Therefore it has a reddish look. The different amount of copper in the gold decides the level of the color. Russian gold has 3 levels of color – pink gold, rose gold and red gold.

Other Colors for Your Watch

When you have decided the level of color, you can choose other colors you like. For example, timepieces for men are usually black watches or gold watches which only have touches of Russian gold since pink gold is not suitable for men’s watches. A black watch strap with a watch face of rose gold and black is a good option for men. However, women’s rose gold timepieces can be entirely made of rose gold. Or they may be made of silver and rose gold in the design. What’s more, don’t forget to choose a right watch band such as metal, leather or ceramic.

The style of Your Watch

Russian gold watches have a lot of styles such as classic, traditional, romantic, effeminate, modern, strong and futuristic. The most important thing is that you must choose the style according to the occasions in which you want to wear your watch. Don’t forget to think about other additional features such as sapphire and diamond.

What’s Your Budget?

Rose gold timepieces are available at different prices. Some cheap watches are priced less than $100 while some expensive ones are priced at more than $10000 each. Do you want to buy a luxury watch for some formal occasions? Do you need one to wear daily? No matter for what occasion or for whom you are shopping, you must decide your budget before you begin to shop in order to find your ideal watch efficiently.

What’s Your Ideal Brand?

Some people don’t care much about the brand of the timepieces. But there are still many people who only buy watches of designer brands like Omega. These people believe that designer brands are symbol of quality and status. Do you care about the brand? If you do, make sure that there is a balance between your budget and your desire.

The functions of Your Watch

After you have decided the brand, style and budget, you must think about the functions of your Russian gold watch. For instance, some watches are shock-resistant and solar-powered. If you are interested in these functions, you may want to have a look at that watch.

In a word, before you make your decision to buy your Russian gold timepiece, you must take style, functions and cost into consideration. Hope the information (stated above) will be helpful for you.

Personal Style – Born or Learned?

Recently, I read a piece of news about David Beckham on VOGUE. In the article, Beckham admitted that he remembers some of his previous fashion choices with a sense of trepidation. Although Beckham mentioned that he does not have any regrets, he can’t believed that he had actually chosen to wear certain apparels before.

I believed many of us can relate well to Beckham’s past experiences with his fashion choices. Looking back at old photographs, we may wonder to ourselves, “What were we thinking?”

The above illustration is a good indication that one’s personal style is capable of evolving over time. Such changes can be affected by many factors such as fashion trends as portrayed in the media, peer influences, personal creativity and even one’s occupation. So if you feel that you are stuck in a style rut because you are born without any sense of style, think again.

Take for example you are indeed “born” with a poor sense of style. Such a situation can readily be solved if you make the effort to upgrade your knowledge in this arena. One way to do so is to be very open with experimenting with different apparels and finding out what you look good and feel comfortable with. If you cannot trust your own opinion, go shopping with friends and family who are interested in fashion or engage a Style Coach/Personal Shopper to give you professional advice on what fits you best in relation to your body shape and lifestyle needs. Draw inspiration from people (e.g. celebrities) whose fashion style you admire. Learn to visualize (i.e. see in your mind’s eyes) how you want to look for an event or occasion and works toward achieving it. This is very much like how many of us work towards achieving the look we wanted for a school prom when we were still in school. It will also help to take some time to assess your wardrobe and pull out items that are out of date or which you never wear anymore due to factors such as lifestyle changes and age. Replace these items with apparel and accessories that are compatible with your current situations.

Always remember and have faith that achieving a great personal style is not an not achievable feat. Help in this area is always just around the corner if you are truly committed to finding your path to looking good and feeling great. Many a times, it is your willingness to change, strong determination and enthusiasm which will decides whether you can successfully create a great style which you can call your own.

Fashion Styles For Tall Women

There are many different types of tall women, long legged, long bodied, slim, hourglass; and it’s important to work out what your specific shape is – if you don’t already know. Often tall women get labelled as one particular category, which can be frustrating and very confusing when it comes to creating a wardrobe.

Keep these simple rules in mind:
– create layers to help balance your figure, for example, if you have a smaller bust, adding ruffle details and higher necklines will keep you in proportion, or if you have an undefined waist pop on a layered high waisted skirt and a belt to cinch you in and mimic curves
– long bodies require shorter top lines and higher waist lines, long legs need longer top lines and lower waist lines; so if you have a longer body than legs, invest in 50s style dresses and styles, but longer legs can layer long tops over jeans for a trendy day look
– the larger your bones, the bigger your jewellery; look at pictures of yourself in different kinds of jewellery, dainty and chunky, and decide which makes you look more in proportion, as well as which makes you look more like ‘you’
– tall women are really the only ones who can pull off couture looks and extraordinary shapes – oversized clothing looks awesome on taller ladies, as do short haircuts, bold stripe prints, printed tights, rompers/playsuits

Not only should you take your shape into consideration, but you ought to develop your own individual clothing style and taste – whether that’s a slightly androgynous, boyish look or a super sexy Amazonian style.

Essential items for any tall woman’s wardrobe:
– skinny, straight leg or slim boot cut jeans – a good fitting pair of jeans is a casual day staple, you can pair them with anything, and inject your own style personality when choosing them too
– well fitted jacket or coat – one of the secrets of the stars is a good fitting coat, no matter what shape
– waist belt – this is essential for helping define your shape, and adding curves to a tall frame
– scarves – any kind of scarves will do, but for those with a small chest, this is the best accessory to own for quickly adding a touch of glamour and making you look in proportion
– dresses – any girls best friend is a beautiful dress, but tall girls require several of these in their wardrobes to help them look feminine and flirty – there are several style which look great, try on all sorts to find one that really looks great on your particular body, halter, t shirt, oversized, fitted, bodycon, maxi, a-line, princess cut…
– flats – pretty and comfortable ballerinas are the most important addition to your closet, as they will be perfect for everyday wear and will go with anything if you have them in a few different colors.

Check out photos of these female celebrities over 5’10” for inspiration and ideas:
Blake Lively, Sophie Dahl, Nicole Kidman, Liv Tyler, Jodie Kidd, Elle Macpherson, Mandy Moore, Cameron Diaz, Rihanna, Queen Latifah, Elizabeth Jagger, Joss Stone, Claudia Schiffer, Christy Turlington, Famke Janssen, Taylor Swift, Uma Thurman, Geena Davis, Eleanor Roosevelt, Julia Child, Princess Diana, Erin O’Connor

Physical Beauty or Glamour, Fashion, Style and Elegance?

Beauty, it is often said, is in the eye of the beholder. Although every person has his or her definition of what beauty really is, in general it is considered as all the pleasing and favorable physical characteristics that can be seen in an individual. You can be ugly to one person and beautiful to the next; in any case, we define physical beauty by how we see it. And as always, beauty often leads to attraction and it greatly helps in the development of relationships both romantic and otherwise.

However, for those who think or consider themselves to be lacking in physical beauty, it usually leads to a lack of self-esteem and sense of style. Because of this seeming deficiency, they often lack glamour and they usually lag behind in fashion trends. But physical beauty can be enhanced by fashion and style, and people who consider themselves to be ugly can assume a sort of glamour that can be had by not following them.
More often than not, it takes a high level of self-confidence for a person to form his or her opinion about physical beauty. There are those who believe that beauty is beauty and there is no other substitute for it, others would see beauty in an ugly person because they see characteristics that are unique or special in that person. Fashion and style by themselves should not be means to an end, instead, they can be dispensed of and you can still be beautiful all the same.

Also, it is possible to be beautiful regardless of a lack of glamour, fashion, and style. Prevailing misconceptions and biases notwithstanding, an ugly person should believe that he or she is beautiful in his or her own special way. Beauty should not be defined by these three attributes; instead, they should be integral to how the person views himself or herself.

As stated above, you can be ugly and yet still be beautiful in your own special way. Ugliness lends to a sense of uniqueness and charm that can only come when it is viewed in a positive way. You can be fat and because of this, you see yourself to be lacking in glamour and style because elegant and stylish persons tend to be seen as fashionably thin. But that does not mean that you cannot indulge in the latest fashion trends and emerge as being fashionably fat. You may have bulging eyes, a comely face, and a generally homely aura, but if you have a pleasant personality and enough self-confidence, you are still able to make friends and partners. It all boils down to how you view yourself; you can establish your own sense of style and assume a certain level of fashion that will help you go by.

Whatever other people say, you are who you are and that alone should make up for all of your physical shortcomings. You and you alone must realize that glamour, fashion, and style are not necessarily needed if you see yourself as beautiful.

A New Kind of Fashion – Style Your Electronic Device With Amazing Skins

Now a days fashion doesn’t stop at your wristwatch or bracelets, but can be carried through to your electronics as well. Cell phone and laptop skins/covers have the ability to provide more than just a protective seal to help preserve your electronic device, but can also be an extension of your personal style. A large percentage of people are stuck to their electronic devices, whether it is their smart phone or laptop, you have probably heard someone who forgot it at home say they feel naked without it. So not unlike you would with an outfit, why not personalize this electronic appendage and use it as an outlet of self-expression and style.

There are thousands of different cover colors, sizes designs and textures to choose from; including jewelled, leather, bulky, slim, graphic labels and more. The options don’t end there though! If you can’t find a covering or case that truly expresses your fashion sense, you can choose to enhance your device with a custom designed covering. Certain companies now offer the choice to custom create a cover for your electronic device at a comparative price. Your electronic device doesn’t have to look dull and generic, but now can reflect you’re individual fashion sense.

If you are like one of the many members of society who uses your electronic device for everything from an alarm clock to map to communication tool it is important that you cover it in something that is aesthetically pleasant and makes you feel good inside. Whether it is a cute puppy dog face, your company logo, jewels, a country flag or an intricate design it is important for you enjoy looking at and handling your device. These skins can also be used for business purposes i.e for branding.

Don’t be afraid to change it up as well. Ideally your phone or laptop will have a long life and provide you with the means of connection and knowledge for many years. Having the same piece of electronic equipment for such a long time can get old, but with fresh skins and covers you can keep it exciting. It is important to provide your phone or laptop with the protection it needs, but you don’t need to compromise style and fashion for phone safety. Generally you should enjoy your appearance as a whole, so there is no reason not to dress up your practical digital accessories that is always with you by your side as well.

Defining Your Personal Style

You may be wondering what exactly “personal style” means. Although the term extends far beyond clothes, we are referring to it in the context of fashion. Personal style is an artistic expression of yourself and your personality through appearance.

Each of us is unique. We have our own opinions, ideas and thoughts. That’s why finding your personal fashion style is important to create that distinctive look.

Creating your own personal style is one way to show people who are you, it’s like building your own brand. The clothes you wear say a lot about your personality. You want to create a look that is true about you to attract the people and attention that you want. Trends go in and out but your own personal style is something that defies the latest fad and endures over time.

Here are some tips to help you define your personal style:

Although everyone has personal style, not everyone knows how to express it. Think of the ideal you. Combine your taste, lifestyle, interest, desires, inspirations, aspiration and history together.

Next, try thinking of some words that you would use to describe yourself to someone who doesn’t know you or think of how you would like others to describe you. For instance, are you Conservative? Outgoing? Direct? Romantic? I call these your “style words.”

For instance, if you are especially romantic, you will probably find yourself drawn to ultra-feminine, tailored blouses and other items that have delicate lace, beading and handwork.

Now, take a look at your clothes. Do they match your personality or your “style words”? If so, you have defined your personal style. If not, you might need to go through the next step. Go through magazines such as Elle, InStyle, Marie Clare, Lucky, Harper’s Bazaar and even department store catalogs. Circle clothes and outfits that appeal to you. Now, using your words from above, determine if the clothes you like match those words or your personality. Go to the store, try on clothes that you think align with your personality. You will slowly begin to see how to make clothing choices that fit who you are.

By simply knowing what works for you will make your “what to wear” morning decision fun and easy. It will increase your feelings of confidence as you show the world who you really are. Having your own personal style allows you to set the trends among your friends. Being fashionable allows you to exude confidence and “own” whatever makes you look and feel your best.

Remember to have fun personalizing your unique look. Don’t be afraid to experiment a little and to be creative.

Every woman deserves to look Fashionable, Confident and Stylish. Are you ready to be “The Stylish You”?

Fashion Style and Rules – Dos and Don'ts

Where do fashion rules come from? Is there a fashion board that decides what we should and should not wear, or what ‘goes together’ and what looks bad? Not hardly. The rules and lists we read to guide our fashion choices are produced by fashion columnists and editors as part of the business of selling magazines and drawing an online readership. Take this into account when making your choices, and consider the rules more like guidelines than absolutes.

In fact, to be truly fashionable you should be breaking the rules occasionally. An overly fussy and cautious approach to fashion makes you look like a follower rather than an innovator. Instead, try breaking some of the rules below to add some twist to your style.

Your colors should not clash: What a limiting belief! People often think that there are colors that you should wear together and colors that “clash” and should never be combined. This narrows your choices considerably. Instead, why not indulge in unusual combinations from time to time?

Stay away from the extreme end of clashing; there are colors that do look horrible together. But, colors that don’t seem to naturally ‘go together’ can be visually stunning when worn in combination. Most fashionable dressers play with combinations that stop just short of horribly clashing.

Save bright jewelry for nighttime: This rule doesn’t make sense, if you think about it. Most jewelry isn’t harmed by sunlight. Why set aside some for strictly nighttime use?

Have fun with some of your brighter pieces by wearing them during the day on occasion.

Play up eyes or lips, but not both: Many women believe that you can wear striking eye makeup but then need to have a neutral lip, or if you wear a colored lipstick you should be very light with the eye makeup. But there is no reason for this caution.

Choose colors from the same color family – you don’t want a cool-toned lip and a warm-toned eye or the face will feel disjointed. Then, apply with a slightly lighter hand than you would if you were only playing up one or the other. You’ll be surprised with how flattering the results can be.

Fashion Style Tips For Women – How to Pick the Perfect Figure Flattering Dress For Your Figure

Luckily for us and our wardrobes, the faithful frock’s made a dramatic comeback. It’s no wonder we’ve loved dresses for so long and with good reason; this style staple is so flattering whatever your shape. Just think how fabulous curvy Marilyn Monroe or slender Audrey Hepburn looked in theirs. Whichever way you look at it, the dress has bags of pizzazz and is used by many women on the Continent in Spain, France, Germany or Portugal to create an effortless style statement. So why not steal a few top tips from Europe’s most stylish women on how to wear them?

Inch Losing Dresses Delivered to Your Door

What dress you choose really depends on your height and shape and with the right choice you could save inches outwards as well as adding inches upwards. So, where to start? If you’re slightly fuller in the bust like many British and German women you should probably steer clear of high neck dresses, instead, try going for a deep v-neck to balance out your heavier top half and lengthen your legs. Equally, for a rounded figure or apple shape, a dress with a pleated waist will help skim over lumps and bumps and give the illusion of a smoother, lither body. If you have a slender Mediterranean figure like the French and Spanish and crave curves, a great dress can help you you can say au revoir to the ironing board chest; try wild animal prints to give the clever illusion of a waist and with a great belt your bust will look bigger too. If a heavy bottom half weighs you down, disguise thighs with a classic wrap dress, just make sure there’s enough fabric to glide over the top part of your legs and bottom to flatter your fabulous form.

How to Accessories Dresses

Finally, dressing up your dress with seasonal or fashionable accessories really can make the difference between a fashion faux pas and a show stopping entrance. So ladies, think like your stylish European neighbors, play with on trend colors and always, always team with fantastic footwear like the Portuguese, a cute bag and if you’re an ex-pat in Europe, you know by now, that no stylish outfit is complete without those essential oversized sunglasses for instant Riviera style glamour.

Recreating Vintage Fashion Styles

Vintage clothing is all the rage having gone from being a quirky trend to mainstream fashion. The celebs are doing it and so the masses have turned to it too.

To do the vintage look right you’ve got to have the makeup to match the clothes. If you don’t pay attention to what works on the makeup side of things, you could end up looking like a vintage disaster. Take a look at this guide to see how to successfully pull-off the complete vintage look.

Vintage Fashion Has Gone Mainstream

The world of fashion has fallen in love with the vintage look all over again. Models strut in exotic and elaborate vintage designs and designers are doing their best to create the old-fashioned feel by designing vintage clothes and accessories.

Vintage fashion does not stop there. Even makeup is getting the vintage makeover. Every decade has its own makeup trends and vintage fashion is now incorporating the appropriate trend to get the perfect look.

Retro glamour is the coolest thing now and celebrities like Adele and Dita Von Teese have popularized old-fashioned makeup and vintage trends for the masses.

It All Began In The 1920s

Makeup became a popular phenomenon in the 1920s. This era was characterized by the Flapper style, featuring a pale look contrasted by bright red lips. This vintage trend was punctuated with kohl eye-shadow and mascara for the dark eyes.

The 1920s was also the age of glorious rebellion. Models wore scandalously short hemlines rising to the knees in Boardwalk Empire shows. Women began showing off not just their legs, but their arms and hips also. Do not be stingy with the lipstick and eye-shadow when trying to recreate the vintage fashion look of the 1920s.

1930s – The Sophisticated Look Is In

The 30s saw makeup becoming more sophisticated and refined. Bow-shaped lips went out of fashion and focusing on the upper lip became the next vintage trend. The upper eyelashes received generous quantities of eye-shadow while the lower ones were left untouched. Pencil-thin eyebrows made sure that the heavy and made up look of the 20s was replaced by something more elegant.

The simple and sophisticated look dominated Hollywood, symbolized by the glamorous long gowns that helped enhance the overall elegant and sensual feel of vintage fashion in the 30s.

1940s – Functional Styling

Not surprisingly, vintage fashion in the 1940s was dominated by the military look. Dark foundation makeup and strong eyebrows were in vogue. Light red with a hint of orange was preferred for the lips.

1950s Vintage Fashion Gets A Makeover

The 50s saw Grace Kelly and Audrey Hepburn give way to Parisian couture trends dominated by designers like Jacques Fath, Balenciaga and Dior.

Post war, the feminine look was back in fashion and pink dominated the vintage makeup trends. Lips were given a voluptuous look with rouge and pastel colors applied with a lip liner to extend the natural border of the mouth.

How To Approach Vintage Fashion

If you are thinking of replicating vintage fashion trends, then make sure you choose your decade carefully.

The secret to making a success of any fashion style is to make sure you are comfortable with how you look, especially when venturing to new territory. Don’t be afraid to try new styles like the vintage look, but be sure that you still feel good. Any lack in confidence about your appearance will convey itself in your demeanour and is sure to result in failure.

Enhance Your Fashion Style With Wonderful Fashion Accessories

Though it may be overstated that one could lose the glamour without wearing fashion accessories, it is true that they can indeed add a touch of sparkling attraction to one’s personality and personal style. Only with the proper fashion pieces can one’s outfit be completed perfectly. Thus, it is extremely important to wear the right accessories in an appropriate way.

Usually, fashion accessories consist of various beautiful pieces, such as shoes, handbags, belts, rings, necklaces, bracelets, earrings, pendants and many others. Women will never stop their craze about these gorgeous accessories, especially jewelry, shoes, and handbags. Faced with so many fantastic options, one should always keep in mind that a wise fashion enthusiast will only buy the most suitable items rather than bring all the trendy shoes, handbags, jewelries at home which turn out to be inappropriate at all.

In order to choose the most ideal accessories, one should know well about how they can work well with different types of clothes and accentuate the outfit. However, this doesn’t mean that you need to buy all kinds of accessories to match each of your dresses. On the contrary, the real fantastic pieces are rather versatile and can be paired with almost all kinds of apparel.

Different people have different preference and tastes, hence, fashion designers will constantly release numerous new collections of fashion accessories every season. Women who are not quite sure about their own style can pay attention to the fashion reports on the newest trends and what the celebrities and fashion icons wear, from which they can find inspirations.

Christmas Gifts Of 2017 For Women: Jewelry

Tips And Tricks For Getting The Most Out Of Your Jewelry

School teaches you about science and math and social issues, but you rarely learn about anything else in today’s school system. That’s why most people need little articles like these that are full of tips to help them out for any particular topic. In this instance, we’ll go over some great tips you can use related to jewelry.

Rich and vibrant turquoise is one of the most popular stones available. It is one of the most popular gemstones for the month of December and is often thought to invite feelings of love, good luck, and happiness. This particular gemstone is also the traditional gifting stone to celebrate the 11th wedding anniversary.

Pearl jewelry is a wonderful and versatile addition to a wardrobe. Pearls can often be accented with sparkling stones, used as an accent on a metal chain, or be shaped in interesting ways- the classical white strand of perfect spheres is certainly not the only way to wear them. Try a pearl necklace with diamond separators!

Do not purchase any jewelry from retailers in China. This country is notorious for selling fake gemstone and metal jewelry. Oftentimes, the jewelry advertised as sterling silver with real turquoise is just a piece of metal sprayed in silver and the turquoise is a fake piece of plastic. Such vendors may accept returns, but the hassle of shipping it back at your own cost, is usually not worth it. Be aware of scams like this.

To open a jump link when making chain jewelry, hold the jump link steady with pliers your left hand, and grip the opposite side of the opening with pliers in your right. Gently twist your hands towards each other. This twisting action helps the jump ring maintain its circular shape without distortion, which will occur if you try to push the sides together without twisting.

When shopping for jewelry, keep in mind the “cost per use” factor. If you will only wear those gorgeous, diamond earrings a handful of times, calculate how much money you are paying for each time you wear them. Pieces that you wear daily — like your wedding ring — are worth spending more money on, because your cost per use will be lower, and they will see more wear and tear.

Christmas

If you are shopping for seasonal brooches, try to buy them out of the season. By buying Christmas presents, valentine’s day brooches or Easter brooches out of the season, you can usually save a lot of money and acquire a quality piece of jewelry. So, if you are looking for a Christmas tree brooch or a snowman brooch, try to buy it in July. The best Christmas gifts of 2017 will definitely be jewelry

If you are in the market for a piece of jewelry you can realize significant savings by waiting for the right time of year to buy. Christmas and Valentine’s day are especially busy times of the year for jewelers, and they may be less likely to negotiate during these times of year.

Gifts

One thoughtful way to increase the impact of jewelry given as gifts is to coordinate jewelry given over time. A series of gifts, each of which matches previous pieces given, shows thoughtfulness and taste that is sure to be appreciated by the recipient. Building a matching set of jewelry through multiple gifts demonstrates a commitment to the relationship between giver and receiver.

If you are showering a woman with gifts on a regular basis, make sure that the jewelry items you are giving her are spaced out. If you fail to leave enough room in between each jewelry gift, she may get used to it and expect jewelry on a regular basis.

Jewelry is often very difficult to purchase for a friend or loved one because there are as many different styles and types of jewelry as there are people to wear it. Bracelets are a great solution for many and are available in a huge variety of styles made for the most fancy occasions to casual every-day wear. Plain silver and gold bangles are a staple for most women, but charm or sliding-bead style bracelets offer the buyer and the wearer the ability to completely customize the bracelet, as well as give the presenter a whole host of additional gifts to give in the future with the purchase of more charms or beads.

Jewelry is one of the best gifts to give to someone you care about. When purchasing jewelry as a gift, you should consider the person’s interests and lifestyle. For example, if they enjoy sports and the outdoors they may prefer more basic pieces. Think about what they enjoy doing, this should provide a good starting point when you are ready to purchase the jewelry.

When making or gifting jewelry, make each piece even more meaningful by selecting stones, beads, and colors that communicate different emotions. Green gems like jade and emeralds represent growth and vitality, which makes them ideal gifts for expectant mothers, newlyweds, or perhaps friends who are especially active in Eco-friendly lifestyles and initiatives.

Give the gift of relationship-appropriate jewelry. Jewelry gifts have a lot of potential for being misunderstood, so take stock of your relationship’s status and give jewelry that works for where the two of you are, not where you would like your relationship to be. Always check on the return policy and keep your receipt.

One of the biggest reasons that you need some great jewelry tips is that gold and jewels are items worth a lot of money. You need to protect your investment, and it doesn’t matter whether you’re buying, selling or storing your pieces of jewelry. Apply these tips and take care of your jewelry.

How to Find Good Wholesale Fashion Styles and Designs to Sell

If you are looking to start a business that will surely usher you a good amount of profit for yourself, you may need to start your own local clothing store.

If you are running a retail shop is not quite easy as you think it is, you have to start collecting the different styles, colors and designs of the latest trendy clothes of your choice from the wholesaler shop or store.

You also have to look for the latest fashionable clothing from their website that is in vogue. This will give you the option to choose from the style and design you prefer to buy from. Another option is that you can also contact different wholesale suppliers through the online site and choose the dresses of your choice.

There are some entrepreneur who fear that when they invest money on fashion clothing, that, they won’t be able to get the money they invested back. However, this may not be the reason why you should not be conscious of where to get most of the great deals.

That is why you should try wholesale clothing because in wholesale clothing that is where to get a great discount deal that allows you to have the best deal at an affordable price.

If you want to be able to succeed, There are lots of things you have to put into consideration first. When you are into selling wholesale fashion cloths, it’s important to look for a supplier that can be able to offers good reliable deals.

The wholesale clothing have great advantage that enable you to have the best variety of cloths and good designs at lower prices.

Some times you can be the most fashionable person, at the same time looking into your budget and staying within your budget.

Another great feature of you shopping from this wholesaler is that you can easily look through their website for good design clothes and different styles.

Ribbons, Trimmings and Fashion Accessories – Building Your Own Fashion Style

Have you ever wanted to get an effortless, sophisticated and chic look while avoiding the high sheer lace, chiffon or light fabric’s price tags?
Classy grown-up and sophisticated garment accessories trimmings can easily fit in with your personal style and persona when they are trims and accessories that have been choosing for the fashionable comfort and the self-assurance that they can provide.

The fashion industry always gives us envy to embrace fashion. Its weapon is celebrity’s red carpet, model cat walks or fashion weeks in fashionable European capitals all well talked about in fashion magazines…

If you are convinced that fashion accessories and haberdashery will make you noticed and set of that gossip and admiration murmurs then you would probably love to know where to get the chance to build up your own fashion style.

This interesting thing is that no matter where you are buying your outfit, embellishment ribbons and haberdashery chiffon can always help you blend the subtitles of tone in your wardrobe. You just need to mix and match them with an appropriate sense of what’s in vogue, style and elegance.

We all know that sometimes, it’s difficult to divert our attention from things, especially when its fashion related, that made us truly envious. This magnetic experience usually happens in the street when we are watching people or reading fashion magazines or even when reading about celebrities fashion gossip.

Hopefully, there are many ways to dress, feel and look as fashionable and confident wearing as if we sere wearing those same outfits that make us so jealous… and at an appropriate price tag! Fashion is about self-confidence. They are no other recipe for that.

Your fashion conscious people might want to be personal and creative while wearing your Cocktail dress at summer parties. Look glamorous, sensual and truly sensational, and of course feel every glance around you.

This is a history repeating itself: fabrics, trimmings, accessories, etc. are made to keep things very intense and interesting in world of fashion.
So get to know what to wear this summer; try and experience the best ways of embellishing at a non extortionate price tag.

Latest Fashion News: Style Watch, Steal That Style!

Many celebrities launch one of kind fashion styles! We are here to introduce to you the latest fashion news and ideas, some amazing styles, and ways you can get them to look stylish and fashionably elegant, just like a celebrity!

The clothes you wear reflect the mood you are in and the one you want to project. They represent the person you want to be even if sometimes, you feel very different from that image!

Stop feeling that you are not fashionable! Stop feeling that your clothes are not into style! Instead enjoy every second of fashion because now you can be in style like any of the celebrities you want or you like!

  • Adopt an all-white look, and rock simplicity with straight hair! You can try styling an A line skirt with a white top, it can be a cute style.
  • Go all Stefani mode and adopt a red suit! Add some style to it by adopting a crop top under the suit’s blazer!
  • Go classy with shorts, and adopt high wasted shorts with a white classic shirt and a nice pair of high heels shoes.
  • Adopt skinny jeans with a white shirt, and guess what? A cute and colorful oversized blazer! It will give you a cute style and edgy look.
  • Be unique by adopting flare pants and reviving the sixties, adopt these pants with a nice crop top and maybe a nice retro hairstyle for long and short hair.
  • Adopt the 90s fashion style in any way you hear desires. The chokers are back and this time they are looking amazing! You can adopt any type of choker necklace you want, whether a plain piece of ribbon, or a tattoo like choker, with all the black details. And for the edgy style lovers, you can pick a rock studded choker, or what we also call, spiked choker necklace. Or you can go for plaids as they have never been more in style than they are now! It’s over every piece of clothing for women and men. This fashion trend or style is somewhat universal as anyone who adopts it falls in love with it! Adopt scrunchies in your hairstyle design, as they will add volume in the Tina Turner technique.

What will your fashion identity be from now on?

Wonderful Christmas Gifts for Women – Jewelries

The most exciting moment that everybody looks forward to about Christmas is gift-giving time. It is also an important time for people to express their love and care to their friends and family by exchanging gifts. For women, if they receive jewelries from their friends or family on Christmas Day, they will feel rather delighted and appreciate the gift givers’ care very much. Here are some reasons why jewelries are wonderful Christmas gifts for women.

Diamonds or other valuable natural stones can carry values for a long time with proper maintenance. Women would like to treat them as a symbol of eternal love. If on Christmas day, the most important holiday of a year, you received such valuable jewelries from your lover, you could believe in his firm love to you.

Jewelries are wonderful fashion accessories which can go well with a lot of different outfit and, at the same, can add charm and elegance to women. For some important events, such as an evening party, ceremony or social gathering, sparkling jewelries can look noble and mature. People can also tell your personality and social status from what you wear.

For the gift givers, they will feel satisfied when the lady would appreciate and cherish the gift. As for the receivers, they will feel proud when they show off the jewelries and get envious feedback. For both of them, what they will treasure forever is their love to each other.

Any kind of jewelries including earrings, necklaces, bracelets, and rings can be your ideal options. Or you can directly buy a jewelry box which contains all these adorable pieces. No matter what kind of jewelries you finally decide to buy, she will appreciate your love very much.

Basic Wardrobe Planning is Easier If You Know Your Fashion Style – 3 Benefits & 8 Fashion Archetypes

Basic wardrobe planning may be more cohesive if you figure out your fashion style type. Some types of fashion, offered with the over-50 woman in mind, are:

  • arty or bohemian
  • sophisticated
  • sporty
  • suburban
  • professional
  • simply elegant (or elegant simplicity)
  • trendy or trend-setter.
  • romantic or sexy.

I call these fashion styles fashion archetypes, because they embody deeper needs and behaviors of our personalities. Expressing one of the types of fashion is a way of becoming the star of our own lives.

As we age, we may have to reassess our fashion style: The suburban mom takes a job and needs a professional wardrobe; the lawyer retires from her professional career and takes up her dream of landscape painting. The suits have to go.

Here are three advantages of basic wardrobe planning around a type of fashion that suits your personality and lifestyle:

  • Efficiency shopping and pulling an outfit together, even on the fly.

 

    If you decide your fashion style is sporty, you’re less likely to splurge on that emerald green, ruffled jabot blouse that you will only wear once a year. After all, it hardly goes with the khaki and charcoal cotton slacks that are the core of your comfortable daily uniform.

  • Spending limited wardrobe budgets on what will give us the most use. Basic wardrobe planning involves figuring out what types of fashion we most need. It makes sense to add a black skirt to our professional wardrobe when we understand we’ve got 18 tops and three jackets to team with it. Shopping for an item we might have spurned as too ordinary becomes a fashion triumph.
  • Feeling well-dressed and comfortable on every occasion. The best fashion advice for women is to decide what feels good and looks good on you. Your personal fashion style emerges from that. What looks and feels good changes over time. Periodic reassessment is essential.

Here’s a summary of eight fashion archetypes.

ARTY/BOHEMIAN

The arty look is colorful, quirky, sometimes ethnic, and always fearless. Natural fabrics are preferred. A snowy white poet’s shirt, an embroidered jacket that goes from work to art gallery reception, and a luxurious handbag are suggestions for the bohemian wardrobe.

SOPHISTICATED

The corporate executive wife and the charity fund-raiser are some typical lifestyle choices of women who express their inner creativity with sophisticated fashions. Wardrobe suggestions are a Chanel suit, a silk dress, gold cloche earrings and a diamond pendant necklace.

SPORTY

This fashion style is tailored. A blazer jacket is a must. It can be worn with a variety of durable, washable cotton pants, such as khaki, a good choice for the active, outdoorsy woman. Sweaters and sweater sets work well. A silk T-shirt adds sophistication. Avoid fussy prints and ruffles.

SUBURBAN

Suburban fashion goes from town to country with ease. She visits a corporate office in tailored slacks, a fuchsia shirt, an elegantly tailored long jacket, and pumps appropriate for lunch at a chic restaurant. Then she’s off to a soccer game. The pumps are replaced by rubber-soled loafers, the jacket with a sweater. Pick garments for their versatility.

PROFESSIONAL

The professional fashion archetype loves suits – pantsuits for every day, skirt suits for court, a tuxedo suit for formal occasions, and a tailored dress when a skirt is a must. Choose suits and tops so you can mix-and-match for maximum versatility. Add an embroidered vest for pizzazz.

SIMPLY ELEGANT

If you’ve asked yourself What Would Jackie [Kennedy Onassis] Do?(book by Shelley Branch and Sue Callaway) Or What Would Audrey [Hepburn] Do? (by Pamela Keough), this is your fashion archetype. Stock your closet with solid colors and garments with simple lines such as the A-line, princess, and cheongsam dresses. Shop at designer consignment shops to achieve this look on a budget.

TRENDY/TREND-SETTER

The older woman who adopts the latest fashion trends may end up looking as if she is desperately clinging to her passing youth. For best effect, add fashion trends to classic costumes. For example, an outrageous jacket, with lots of bling and some feather accents, might be worn with simple black or white beneath. Experiment. Every fashion mistake can be changed tomorrow.

ROMANTIC

Flirty grows up after 50 or risks appearing as if life has passed her by. Ruffles, but not frills; clinging fabrics that hug curves without being skintight; and decollete that knows when to quit are hallmarks of the romantic fashion archetype. Strive for glamor and sensuality using texture and a bit of bling.

In summary, knowing and expressing your fashion archetype starts with identifying the fashion styles that fit your lifestyle and personality. Buy clothes that look and feel just right. Basic wardrobe planning is a snap when we build our clothes collection with our personal type of fashion in mind.

Stores Where You Can Find Your Jewelry Watches

Jewelry watches represent commitment, love and thoughtfulness. It might take a while to find the perfect look within your price range, but in the end, you’ll be glad you selected this no-fail gift. Jewelers are more than happy to help you select the perfect item, while providing you with warranties and repair information before you buy.

While you may find good deals online, there are several stores that will guarantee the authenticity of their jewelry watches and provide you with an optimal service plan.

Jewelry watches come in all shapes, sizes, colors, bands, jewels, metals and price ranges. It’s best to begin shopping with a game plan. Have an idea what you want to spend and which brands you like. Generally, the sales associates are more than happy to help you find the perfect gift.

The benefit of going with a retailer instead of shopping online is that you can guarantee authenticity of your product because you don’t want to end up purchasing a fake Rolex. You can also get a better warranty with accessible customer service and you don’t have to pay for shipping.

There are some brands that specialize in reasonably priced jewelry watches. For example, Seiko, Fossil, and Guess offer some elegant choices in the $100 or less range. Macy’s Department Store shoppers can often find them on sale, priced down by as much as $100!

Also, they frequently run sales that include a bonus gift, such as a diamond accent pendant for only $49 with your watch purchase. The great thing about Macy’s is that their warranties are amazing!

For instance, you could buy a women’s Fossil bracelet watch with a sparkling Swarvoski crystal and stainless steel band, a diamond marker and Mother of Perl inlay for $57 and you’ll receive an 11 year warranty! In the next price bracket, Kay’s and Zales Jewelers has a really nice selection of Seiko, Citizen and Bulova men’s jewelry watches with diamond accents for under $200.

For the big spenders, Tiffany and Company has become a symbol of high taste. When women see the box, they know something extraordinary is inside. Starting at $1,000 and going all the way up to $54,000 for an 18-karat white gold and diamond piece, these ones are designed to impress. Zales carries men’s and women’s Movado watches in the $2,000 – $5,000 range.

If you’re looking for the extreme in high-end ones, you will have to visit New York City or Toronto to find an authorized Rolex dealer in North America. Of course, Omega, Tag Heuer, Gucci and Breitling watches may be easier to find at your local jeweler with some styles available in the low thousands.

Online browsing is a great way to figure out what you’re looking for prior to going into a store and meandering around. Get an idea of jewelry watches styles, brands and price ranges you prefer. Then watch your loved one’s eyes light up at the thoughtfulness you’ve displayed!

Fashion Tips For Men Over 40

When you hit age 40, there is a good chance you will feel like you have a fulfilling and secure lifestyle. You feel secure about your career, your family, and even your style. Your unique sense of fashion may not be as secure as you think though. Over the past 20 years or so, styles have changed constantly, but you believe you have chosen a timeless and classic style to wear. However, even though the suits, chinos, and patterns you wore five years ago might have rocked, do they still work today?

Tips For Men’s Fashion

Finding the right sense of fashion after all these years can be difficult. Here are a few tips you should consider when you are trying to figure out if your style is right for today’s society.

  • Avoid the Fads – You have most likely seen ‘the best’ styles changes constantly from year to year. Even in today’s world, there are fashion marketing campaigns, urging you to dress a certain way. Don’t fall for these ploys. By the time you are 40, your style should be timeless, not set in time. Most fads are aimed at certain age demographics, so many of them may not even work well for your age group. For instance, you would probably not look great wearing light up sneakers and a pair of skinny jeans with holes in the knees, even if every magazine is telling you that is what is in style.
  • Business vs Style – Even though your crisp dress shirt, silk tie, and two piece navy blue herringbone suit is the epitome of fashion in the workplace, it may not be the best option for fun after hours and on the weekends. Don’t confuse the two. Instead of strutting through a club or nice restaurant in your suit, choose a nice pair of chinos and a blazer.
  • Let the Past Go – While it may be tempting to celebrate when old fashions come back in style, don’t be fooled into pulling out your old wardrobe from the back of the closet. Chances are, these fashions are not exactly what they used to be. They typically have been updated to make them more contemporary and stylish.
  • Simplify It – One of the best fashion tips for men over 40 is keeping your wardrobe simple. Gone are the days of being flamboyant. Leave that style for men in their 20s and 30s. Your style should now be timeless, subdued, and sophisticated. Keep a clean and simple appearance as well. Your clothes should also be crisp and impeccable.
  • Be Proud Of You – If you really want to look great during your 40s, be proud of your age and your looks. Don’t try to stay in your 20s and adopt that generation’s style. Wearing age-appropriate fitted clothing and keeping yourself well-groomed is the best way to show off your masculine sophistication and your extraordinary sense of style.

Styles come and go, so it is best not to fall for every new fad that comes along. Whether you are wearing a nice pair of chinos or a savvy suit, you can maintain your own fashionable style, age gracefully, and remain timeless.

Bohemian Fashion – How to Look Like One Hot Boho-Chic Fashionista

Bohemian fashion is all about expressing yourself with a free-flowing sense of mind, combining garment styles from vintage, hippies, gypsies and exotic cultures.

This is where many women do wrong style-wise. Let me explain…

It’s a pretty casual outfit style which many women tend to over exaggerate, resulting in looking like a homeless street beggar. They either put on too many layers that their body size can’t handle or simply combine clothes in a way that says that they have absolutely no sense of fineness! It simply dampens the whole hotness of bohemian fashion.

The newest and fetching bohemian fashion style is simpler and not least, modern. Take a look at these 5 tips on how to achieve a boho yet chic look:

Layer It
Combine different garments on top of each other, starting with a basic tee, cardigan or sweater that is short enough to see the tee, jewelry and a scarf on top. The trick to staying stylish with many layers is to mix both fitted and loose pieces in one to balance out the look. Another note is to avoid piling on too many large and long layers. Basically, if it drags down your frame or draws attention away from your face then you know that there’s something wrong with your layering.

Inject Your Personality
Bohemian fashion is about wearing vintage and exotic garments but at the same time combine those with pieces that are YOU. Avoid dressing like a hippie or gypsy from top to toe. It’ll only look like a funny costume and people won’t take you seriously. By adding a little bit of personality you’ll look modern and chic! Blend boho fashion with your own signature style.

For example if you like classy garments then pair your paisley print tunic top with pearls and black pumps. Or if you have a little bit of diva in you just like Nicole Richie, then it doesn’t hurt combining luxurious-looking accessories such as heaps of gold and diamonds, or maybe a glamorous designer bag.

Use Earthy and Rich Colors
The bohemian fashion color palette is earthy, rich and rustic. Examples are: khaki green, off-white/cream, black, brown, deep purple, teal, mustard yellow, terracotta, tomato red, and metals such as gold and silver.

Bring Back The Past
The bohemian fashion concept revolves around wearing something unique. Vintage clothing and accessories are perfect examples of what unique fashion is. So I suggest that you implement “grandma” elements into your outfit with for example a floral scarf, lace details or perhaps a distressed-looking leather bag.

Explore our global community
The thing about boho fashion is that it’s very rich and expressive, so that’s why exotic details complement the look. Examples are: handweaved scarf from Peru, enameled cuff bracelets from India, paisley prints, etc.

Those 5 points are guaranteed to make you into a hot bohonista! So what do you think about the tricks to achieving a bohemian fashion style?

Details on Auto Transport Quotes

Working With Different Vehicle Transportation Services

Often, when you’re moving, you’ll need the help of vehicle transport services. You’ll find that vehicle transport companies can be a real help to people who can’t figure out how to get multiple vehicles to their new home. You actually have a pretty good choice of ways to achieve cross country auto transport.

First, Ask for Quotes

The first step to ship a car is to get vehicle shipping quotes. When you do this, you should get vehicle shipping quotes from at least 3 different car companies. This gives you the power of comparison shopping between the vehicle companies. This will help you get the best deal for each cross country car transport you consider.

Check Delivery

The car transport company can’t issue a guaranteed delivery date, according to federal law. In fact, if you get a one week window for delivery, especially with cross country auto transport, you’re lucky.

Seeking Discounts

If you will ask the vehicle transport services which days are best for shipping a car, you may be surprised by the discount you can receive. The car transport quotes consider only the amount of time needed to complete cross country auto transport, rather than the easiest days for them to move your vehicle. Many times, you’ll find that car transport companies like to move cars on a certain day for local vehicle moving, or a certain time during the week with cross country auto transport. This is because the vehicle transportation companies know the local traffic patterns, and if given the opportunity to plan around predictable heavy traffic, you may get a discount. For instance, the car transport companies know if there is a tourist attraction along the route, and may be able to plan to go through that area on a weekday rather than a weekend, saving hours of transit time.

You can also spare your budget with cross country auto transport if you don’t use your car for cargo shipping. Transport services must consider the weight of your vehicle when planning the cross country car transport, and if you overload it with household belongings, it may make the load too heavy. At that point, the car transport companies charge more for hauling your car. If you’re using a moving van, anyway, see if you can get all of your belongings on the van, instead of paying the vehicle transport services to move items that could go on the van.

Packing Your Car

Should you choose to pack your car, anyway, the transport companies will have a list with details of items prohibited from shipment in your car. The list is a long one, and many of the items the vehicle transport companies refuse to transport seem obvious to some people. You can’t, for instance, ship guns and ammunition, or explosives in your car if it is on a cross country car transport.

The troubling thing about this list is, that car transport companies wouldn’t have to make those rules unless someone had tried to ship those very items.

Following the basic guidelines for transport will make your life a lot easier. A person’s vehicle is important to them and should only be trusted to a competent auto transport companies. After doing the homework to find solid vehicle transport companies your car or truck will be transported within your state of with cross country auto transport.

Fashion Styles That Make You Look Taller – Knowing How to Dress to Make You Look Taller

You are one of many people who really want to look taller. You have tried almost everything to make you look taller, but they’re all failed. Well, if you are described by these sentences, just don’t give up your hope. Many people just don’t know that there are some fashion styles that can make you look shorter. So, this article will show you the way to look taller, and trust me, it’s easier than you think.

Before talking about the fashion styles as mentioned, there is something that you should learn about your bone health. Do you ever know that your bone health has a big effect to your height? Well, it has. So, frequently exercise is important, along with having a good food. Avoid doing this can make you shorter than before, really.

Well, you have the right to think that this is impossible. Since when we are first born, we have only gristle, not solid bone. But, as we are growing, this gristle fortify to form solid bones. And when we are teenager, the end of our long bones are plated by the growth of gristle. This helps our growth spurts.

However, if you don’t have any good foods during these important years, you actually can suppress your growth. So, which is the food that I am talking about? It’s easy. Just try to eat foods rich in calcium, amino acids, calories, and protein. This is to make sure that you can grow as much as you can. Especially, when you are teenager because this period has a lot of changes that is important.

When you get older, your bones get weaker because of the lack of exercise and having poor foods. Besides, your bones start to shrink because of the low level of calcium. So, having a good food will keep your bones strong and healthy. Don’t forget to regularly exercise also. This can be helpful too.

Now, it comes to the fashion as previously stated. If you want to look taller, try to wear darker or solid colors clothing, since it covers your waistline. Do not wear white shirt with black pants because this will emphasize your middle. In addition, wearing vertically striped clothing can help looking taller. For women, if you want your legs to look longer, try wearing vertical striped stockings.

Why You May NOT Want to Use Your Health Insurance for Counseling

Why not use your health insurance for counseling? Isn’t that what it is for?

Perhaps.

But using health insurance for mental health services is a little different than other medical issues. Sometimes mental health issues are not covered by your health insurance. Once you use your health insurance for mental health, you will have a mental health diagnosis on file – a mental health disorder/mental health illness must be on the insurance claim in order for insurance to pay for treatment. This will be in your permanent medical record.

Of course you want to consider using your health insurance for counseling, but there are some good reasons for you to consider why you may not want to use your insurance for counseling services.

Why doesn’t my counselor accept my health insurance?

Many counselors choose not to accept health insurance for very good reasons. They want to focus 100% of their time in treating you. If they accept health insurance, there is a lot of extra work involved in accepting insurance, in addition to agreeing to work for a discounted fee. The counselor may spend hours on the phone getting benefit information, authorizations, or following up on claims payments. The counselor has to wait a month for payment from the insurance company. The counselor has to file progress reports with the insurance company. The counselor is required to submit treatment reports and other details about your medical history with the insurance company.

It’s not that counselors don’t like insurance companies, or don’t want you to use your insurance (we have health insurance too!), but many counselors prefer to focus 100% of their time and energy in helping clients, rather than doing paperwork for insurance companies.

But this isn’t the only reason counselors may not be in network with your health insurance company.

The other reasons are more compelling, and you need to consider them BEFORE you decide to use your health insurance.

Many counselors prefer not to work in network with health insurance companies so that they can better protect your confidentiality. Any information (claims, reports, or treatment plans) filed with health insurance leaves the protection of their office and their locked files and your personal, private, emotional information is outside of your counselor’s office. In order for any insurance company to reimburse or pay for counseling (both in network and out of network), you must be considered “ill”. You must be diagnosed with a mental health illness or disorder. If you are not ill enough to warrant a diagnosis, then insurance will not pay for counseling services. If you do qualify for a mental health diagnosis, your illness will be listed in your permanent medical record. Many counselors don’t like this “medical model” of declaring someone ill, so they choose not to accept insurance because they want to focus on their client’s strengths, and not label them as mentally ill.

Do you want to be considered mentally ill? If you have a mental health diagnosis already, because you have been to counseling or psychiatric appointments in the past, find out what your diagnosis on file is. If you already have a mental health diagnosis, this may not be a concern to you, but if not, you may not want this in your medical record.

Counselors also do not like releasing information to others to protect your confidentiality. Once a claim is submitted to the insurance company, who knows how many people take a look at it and rubber stamp it while it travels through the system? If insurance pays for any counseling sessions (in network or out of network), then the insurance company has the right to audit your complete file. They can request copies of counseling notes, assessments, and other personal emotional information to determine if you really are “sick enough” to warrant their payment. They can deny services to you if they think you aren’t sick enough or if they think your counseling is not “medically necessary”.

Additionally, there are many counseling issues that are not even covered by insurance at all. Stress management and anger management are usually not covered. Marriage counseling is usually not covered. Certain medical conditions/mental health conditions may be excluded (such as attention deficit disorder or adjustment disorder). Even if your illness or disorder is covered by your insurance plan, they may limit the number of visits they will cover (sometimes only 20 per year), and they will set a maximum amount they will pay per calendar year or in your lifetime.

Additionally, counselors prefer not to have someone in the insurance company telling them how to treat their clients. Insurance companies can decide what type of counseling is covered, what diagnoses are allowed, and how many times the client needs to come before they are cured. Many counselors prefer to work directly with clients to serve their needs, without interference from an insurance company.

Using your health insurance for counseling services can also affect your security clearance, life insurance rate, employment, or future health insurance coverage.

For the above reasons, I recommend that you be informed about using health insurance for counseling. You may choose to file anyway, but be an informed consumer.

  • Be an informed consumer.
  • Know your mental health diagnosis.
  • Talk to your counselor about the diagnosis.
  • Ask your counselor about your treatment reports.
  • Decide if you have, or want to have, a psychiatric illness.

If you have clinical, severe depression, anxiety, or other issues, then you probably already have a diagnosis.

But if you are stressed, having relationship problems, or trying to figure out your purpose in life, your symptoms may be minor, and you may not want to have a mental health diagnosis in your records.

Once an insurance claim is submitted to your health insurance company, your diagnosis becomes part of your permanent medical record, and can affect future life insurance, preexisting conditions, or the cost of private health insurance.

Classic Home Furniture Styles

Classic home furniture styles endure the test of time. While trends come and go, the materials, construction, lines and proportion of classic furniture ensures that the styles will retain their popularity. Decorating a home in classic designs gives homes a look of permanency, history, and tradition. Here are several house furniture styles that have become classics in interior design.

English Style

The English style is a collector’s dream-come-true. The look features armoires, curio, and china cabinets to showcase collections, frequently those of glass or china. Wood is the prominent material in homes decorated in the English style, from paneled walls and wood flooring, to wood living room furniture and wood-framed bed canopies. The English style also features upholstered furniture in fine fabrics, often with plaid, paisley, striped or floral patterns.

The color palette for the English style includes strong, saturated colors like crimson, forest green and navy blue, as well as a heavy use of gold and golden yellow. Dark wood is favored over lighter woods like pine and oak, and the strong color palette helps balance the deep, rich tones of mahogany, walnut, and cherry. The scale of a large English manor is reflected in a modern use of the style with an oversized mirror, chandelier or floor-to-ceiling window treatment.

French Provincial

French Provincial furniture is influenced by the ornate style of the French Court of the 1600s and 1700s, as interpreted by the period’s less affluent merchants and peasants. The scale, lines and proportions of the home furniture echo those of Louis XIV and Louis XV, but with a decidedly country feel. French Provincial furniture has a handcrafted look, with a heavy use of cane and wicker. White painted furniture also suits the French Provincial style. Strong blues and yellows are popular, as are more muted shades like terra cotta and rose. Home furniture stores may refer to this style as French Country.

Romantic Style

While the Romantic style does not encompass a particular historical period, due to its enduring charm and appeal, the look has achieved classic status over time. A predominant use of fabric dominates home furnishings in the Romantic style. Textiles can include rich, textured fabrics like brocade, but most often feature lighter fabrics, such as silk, lace and chintz. Painted furniture with smooth, arcing lines are popular choices for the style, as is furniture upholstered in floral patterned fabrics. Pastels comprise the Romantic style’s color palette, with white used as a unifying element.

Both online home furnishing retailers and home furniture stores offer a variety of classic furniture designs. When shopping for classic home furniture styles, identify the style by its characteristic use of material, textile and line, to ensure that the furniture you buy best reflects the style’s signature look.

About Oxy Fuel Cutting Machines

Just like welding, cutting is also an important process in heavy duty industries. Cutting is an important procedure as the accuracy and the clean finish is important for any process. When a metal piece of solid thinness is cut, the cutter must make sure that the machine used to cut is as efficient to make a clear cut without any chip or cracked finish. Same ways metals sheets of thinner thickness must be handled carefully. Therefore the importance of a proper cutting machine is equally significant just like a welding machine. Among the other cutting machines, Oxy Fuel Cutting Machines are one of the latest, and let’s see about them in brief in this article.

Oxy fuel cutting is one such procedure which makes use of pure oxygen for the purpose of cutting metal sheets like that of steel. The point behind the procedure is the oxygen that reacts with the steel; this is where the reaction happens which gives rise to iron oxide. The combustion process happens with the help of fire, which actually heats the steel to a high temperature, which is calculated to be just about 1800 F. The 1800 F is the temperature at which the pure form of oxygen used in the Oxy Fuel Cutting machine is made to flow in a steady stream and this reaction is the one that creates the perfect cut.

Oxy Fuel Machines are nothing but metal cutting machines that work according to the above procedure by having oxygen as their fuel. The important point to note down in this method is that. These machines take help of the high-velocity, high-temperature that the oxygen gas gives when heated. The cut is actually made because of the ionized oxygen gas which falls out of the nozzle of the welding machine at a very high velocity. The velocity of the ionized gas is the force that is behind the necessary heat that is provided to melt down the metal sheet. The perfection of any cuts made out of this Oxy Fuel Machines is too high and is the main reasons why technicians prefer these machines for cutting steel metal sheets.

It is not that we have just one single model of Oxy Fuel Machines in the market. There are several kinds of Oxy Fuel flame Machines that are available in the market these days and each has their own specialties. Portable cutting equipment or plasma cutters, shape cutting machines and profile cutting machines are some of the Oxy Fuel flame Machine. If you were thinking that the Oxy Fuel flame Machine are fit only for cutting steel, then you are wrong, you can even cute electrically conductive metals such as aluminium and brass with the help of these machines. As the perfection of these oxy fuel machines is higher they are widely available as shape cutting machines. These shape cutter machines are in general used for the purpose of cutting metals into varied shapes as we desire like circular, flanges, squares, rectangles, straight line and much more.

Building Your Own Talent Pool: 8 Challenges and 8 Possible Solutions for the Banking Industry

Banks manage financial assets and the success of that management is dependent on the capabilities of the persons who manage those assets.

Therefore growth in this sector is dependent on effective management and leadership capacity and dominance in retail services is directly related to the expansion of the branch network through which the bank’s retail products and services are distributed.

The central departments or bank headquarters form the nerve center of the bank by providing direction, developing new products and services, handling high value investments, treasury management and credit activities. However, it is through the network of bank branches that the retail services developed by the central marketing function are distributed. The network of branches acts like the five senses as well as the arms and the legs of the body by sending critical information from the field to the central departments and executing the corporate strategy by successfully linking the needs of the public to the products and services developed to meet those needs.

The quality and the quantity of that exchange between the branches and the central departments have a great impact on the ability of the bank to leverage its products and services in the market. Simply put, the branches are the points of sales for all the retail products and services developed by the bank. Even though sophisticated, high-value products and services are facilitated by the central departments concerned, the ‘retail services’ are the ‘Cash Cow’. A bank’s ability to expand its branch network through which its products and services are distributed is therefore critical to its growth and profitability.

The question arises – “What is that growth dependent on? And the answer is – “It is dependent on the human capabilities available in the form of individuals who have the skills, the knowledge, the experience and the personality to successfully manage newly established branches. Herein lies one of the major challenges faced by many banks: Their need and their readiness to open new branches both in the home country and abroad is frustrated by the scarcity of individuals who are genuinely capable of successfully launching a new branch or ‘turning-around’ an existing branch.

The purpose of this article is to explore some of the reasons for the scarcity and to suggest some things that can be done about it the in the short term and in the longer term.

8 Challenges and 8 Possible Solutions

Challenge 1: There is no training and development program designed specifically to prepare individuals to move from ‘competent employee’ to ‘competent branch manager’ with the requisite leadership skills.

Solution: Identify individuals with leadership potential as early as possible in their careers through various activities and through multiple sources and methods. For example, if ‘leadership’ is identified as one of the core competencies of the bank and it is fully integrated into the appraisal system at all levels, there will be regular feedback through the performance appraisal system. This feedback can be further validated through regular Assessment and Development Centers designed to identify talent in various areas. Once identified, a clear career path should be presented to these individuals and a systematic development program applied to ensure that we not only identify capable individuals but that we retain them. A clear career path with well defined requirements for moving from one position to another contributes very strongly towards the retention of ambitions and talented leaders. When linked to ‘Succession Planning’ there will also be a timeline that ensures adequate preparation for successors and minimal disruption of work due to sudden departures.

Challenge 2: The competition for talented individuals who have the potential to lead is very high because the demand far exceeds the supply. This increases cost because salary levels have to be raised in order to attract and hopefully keep the best talent.

Solution: Recognize that intelligent and talented individuals are looking for something more than just the salary. So make your bank one that attracts the kind of people you want. Intelligent individuals with leadership capability are looking for a credible organization where they can grow and where they are given the opportunity to contribute as well as enjoy the fun and challenge of working in that place.

Challenge 3: The type of person who is good at managing the branch operations and attending to all the administrative details may not necessarily be good at leading and managing a bank branch from a commercial perspective. Therefore the assumption that it is possible to promote the operations manager to branch manager and then bring someone up from the ranks to handle operations is simply not valid.

Solution: Recognize that ‘Work Preferences’ are an even more powerful predictor of job satisfaction and productivity than academic qualifications and experience. ‘Work Preferences’ must be measured, understood and built into career management and staff retention programs. A person who is good at one thing may not necessarily be good at another. The ‘Work Preferences’ that make a good operations manager are the exact opposite of those that make a good branch manager. When Operations Manager and Branch Manager positions are filled with individuals whose ‘Work Preferences’ are congruent with their skills and their roles it leads to complementary. This increases to a high degree the potential for a great performance. Therefore ‘Work Preferences’ should be factored into the recruitment, selection, career planning, talent management, and succession planning and retention programs of the bank.

Challenge 4: The ‘Critical Success Factors’ for the position of Branch Managers need to be redefined so they reflect current market realities. The branch manager certainly needs to have a solid foundation in the banking know-how that brings the highest revenues to the bank – Credit and Trade Finance. There are far too many branch managers that are not really able to discuss business affairs with their more sophisticated clients in a satisfactory manner. Moreover, many are also unable to adequately coach their staff on the effective preparation of credit files or trade finance documentation and credit.

Solution: Develop a rigorous testing and evaluation system in these areas and use it as a pre-requisite for promotion to the position of Branch Manager. In other words, if candidates for promotion to the position of Branch Manager are unable to pass a knowledge test and a practical skills assessment, they will have to develop their abilities and pass the tests and assessments in these areas before their promotion can go through.

This will contribute to building a sense of professionalism in the sector.

Challenge 5: There is little or no emphasis on the essential ‘soft skills’ for branch management. This includes the effective management of people – inspiring, motivating, developing and challenging them to get the best results. The soft skills are underrated in comparison with banking techniques, whereas they are equally important. Here there are a wide range of skills that are vital to success; the least of which are customer relationship management that goes beyond dinners and lunches or funerals and weddings. Business Ethics is another critical area that must receive attention in light of the recent global economic crisis.

Solution: Develop a set of corporate values and a clear set of interpersonal and managerial competencies that are ingrained into the psyche of every employee through an ongoing coaching and mentoring program. Train and develop your managers so that coaching and mentoring is part and parcel of their daily routine. As they communicate these values and build the competencies into daily behavior, they will contribute to the creation of a new corporate culture where those who do not fit will move out and those who do will move up. This will increase the supply of better qualified candidates for leadership and managerial positions.

Challenge 6: Many think of the Branch Manager as a Public Relations Officer or a Liaison Officer facilitating the exchange of documents and information between the central departments and the branch. In fact many banks have designed the job of the branch manager so that he or she is no more than an informed ‘button clicker’ authorizing transactions through the bank’s operating system. Certainly the ‘control’ function is a very important one and one that cannot be relinquished. However, it has to be considered in light of the role of the branch manager and the optimal utilization of capacity.

Solution: Answer the question of what exactly is the role of the branch manager and what is the most valuable contribution that such a manager should be making. Unless this question is discussed in depth and in light of the future strategy of the bank the role of the branch manager will remain vague and will by necessity be defined by the personal preferences of the individual occupying that position. Those who like dealing with people will become Public Relations Officers, those who like dealing with things and with numbers will become Controllers, those who like ‘challenges’ will become Demanding Bosses. Each role has its merit but the bank needs to decide which role it wants to emphasize and to select its managers accordingly. The important thing is that the decision must be aligned with the banks corporate strategy for growth and expansion.

Challenge 7: From the branch manager’s perspective the question always arises: “Do I have any real power or authority within this centrally controlled structure?” There is no doubt that there are those who will take charge and confidently communicate with the central departments and get the support they need and there will be those who perceive themselves as waiting for orders and are therefore not really responsible in the final reckoning.

Solution: This relationship needs to be considered and clearly defined including the identification of the inevitable ‘grey areas’. Some individuals will be able to rise to the occasion but are waiting to be invited or to be told that they do have permission of the ‘powers that be’ to interact assertively and openly with the Central Departments. They are on the same side.

Challenge 8: Branch Managers also ask: “Where do I go from here? What is my future? Do I remain a Branch Manager for the rest of my life?”

Solution: The answers to these questions are critical to attracting suitable candidates for the position. This is also linked to the role we want our branch managers to play. Are we looking for ambitious entrepreneurs with a solid ethical grounding who are prepared to go after promising opportunities? Or are we looking for ‘button clickers’ who will scrutinize the details, follow the rules and religiously adhere to procedures? Or are we looking for someone who enjoys being a Public Relations officer and gets along really well with people but lacks the solid banking knowledge that will yield high returns from these customer relationships?

This is an important decision as it will determine who you get to fill the position. If you don’t want to settle for taking the first ‘okay’ candidate, a decision must be taken.

Looking at these Human Capital challenges and solutions leads us to propose two main courses of action. One is to make the most of the current situation and the other is to be better prepared for the future. Below are the details on both approaches.

Short Term Human Capital Investment:Take advantage of the current crisis to recruit the talent you really want and to build a pool from which to choose in the future. In the Harvard Business Review you will find steps of consideration to ensure that when you do hire, you hire the right person, at the right time, with the right skills to ensure that when you need specific outcomes, your people are able to deliver.

Hiring Top Executives: A Comprehensive End-to-End Process

1. Anticipate the Need

  • Conducting ongoing, proactive analysis of future needs.
  • Continually evaluating the pool of potential talent.
  • Developing rigorous periodic forecasts of the company’s talent needs.

 

2. Specify the Job

 

  • Defining the specific demands of the job.
  • Specifying which skills and experience are relevant.
  • Identifying the team the candidate will need to work with or recruit.

3. Develop the Pool

  • Developing a large pool.
  • Including insiders, outsiders, inside­rs, outsiders, and outside-insiders.
  • Considering people on the periphery of the organization (employees in remote offices, consultants, suppliers, customers).
  • Tapping your networks and involving the right external partners.
  • Asking candidates’ peers for nominations.

4. Assess the Candidates

  • Using a small number of high-caliber, well-trained, properly motivated interviewers.
  • Employing rigorous behavioral event interviews.
  • Conducting detailed reference checks.
  • Including top stakeholders in candidate assessment.

5. Close the Deal

  • Demonstrating active support for the candidate’s interests.
  • Describing the job realistically.
  • Involving the hiring manager personally, not just HR, in closing the deal.
  • Ensuring that compensation is fair to other employees.
  • Involving C-level for top positions.

6. Integrate the Newcomer

  • Using veteran top performers as mentors.
  • Making sure the newcomer checks in regularly with boss, mentor, and HR even when no problems have arisen.

7. Audit and Review

  • Removing bad hires within the first year.
  • Regularly reviewing recruiting practices.
  • Identifying and rewarding excellent interviewers.
  • Holding all assessors accountable for the quality of their evaluations.

Source: Fernandez-Araoz, C, Groysberg, B and Nohria, N 2009, ‘The Definitive Guide to Recruiting in Good Times and Bad’, Business Harvard Review, vol. 87, no. 5, pp.79.

Long Term Human Capital Investment:

Identify, develop and retain top talent by using a number of structured and unstructured innovations in ‘Talent Management.’

Build Your Own Talent Pool

Forward-looking Banks today realize that what limits their ability to expand and develop retail operations is the availability of qualified managers to head new branches. The absence of an effective second or third line management layer within a bank means that the bank will face a succession crisis if there isn’t a swift and effective response to this reality.

The challenge is how to make sure that the right persons have been selected and that the path of their development and training will be one that properly prepares them to carry the bank into the 21st century. More importantly, will these individuals be ready to respond to the impact of the political, legal / regulatory, environmental and social changes in the world and in the region? Will they be prepared to handle the reality of borderless financial markets and the ever-increasing pace of technology driven change?

There is no doubt that banks already have or are actively recruiting high potential individuals to lead their banks into the future. The problem, however, is how to accurately identify and accelerate the development of these high potential people so that they can get to where you need them to be in 1 or 2 years instead of five or ten. The second challenge is how to retain them.

These are the challenges that this Bank Branch Manager Accreditation program addresses.

CRITICAL PROGRAM SUCCESS FACTORS

This is an ambitious program and dictates that we proceed with full awareness of the necessary conditions to ensure success.

  1. Full support and or commitment from top management.
  2. Selection on merit and competence so that the investment is made in the right people and the program is perceived as credible.
  3. Selection on merit and competence so that the investment is made in the right people and the program is perceived as credible.
  4. Address the expectations of all stakeholders to prevent misconceptions regarding the outcomes of the program.
  5. Develop a supportive succession and retention plan for those in the program and those directly impacted by them.
  6. Set a realistic budget for this project and demonstrate the high return on investment.
  7. Give the program the optimal time for successful implementation.

OBJECTIVES

The main purpose of this program is to prepare successful individuals to fit smoothly into the role of future Branch Manager of fast-growing banks that have a regional and or international client base. This will involve a number of subordinate objectives:

  1. Train and develop future Bank Branch Managers quickly, effectively and economically.
  2. Use techniques that will bring out the best in your staff and help you decide, without a doubt, where each one will perform best.
  3. Ensure that the development program is totally targeted to your bank’s culture and business strategy.
  4. Identify those who can deal with high change and high stress business environments.
  5. Differentiate the true team players from those who do better alone.
  6. Change your corporate culture to reflect the values and competencies that are vital to the future success and sustainability of your business.
  7. Provide real management experience at low risk to you and your staff.
  8. Involve more than one group in the change process to ensure maximum ‘buy-in’ or ownership of the development process.
  9. Increase the supply of qualified candidates and so reduce the risk of poaching by competitors.

The more we know of human nature and the workings of the human brain, the more we realize that the story of our lives is written in every cell of our body and shaped by every significant relationship. The importance of getting the right people in the right place and the right group of people working together cannot be overestimated. The right outcomes will seem to come as if by magic.

The Critical Stage of CNBC Fast Money

This is a critical time for CNBC Fast Money with initial tests being conducted. It was noted that the CNBC rating has plummeted in the past years as cynical stock traders tried to escape the slowly crumbling industry. However, CNBC executives believe that the market is reviving to its old glory, even with the verge of new competition. How can we say that this US financial investing TV programis profitable?

Even though CNBC ratings might have been suffering from negatives, the network is still in high-revenue tier. Take note of its pretax income of about $ 270 million. With the US reserves and economic monitoring will continue to be the meat of financial talk shows, which is really the nature of the network’s plan to entice its viewers. However, this financial TV program is seen to be more appealing to a more natural type of consumerists or those traders who doesn’t give so much fuss about the weak points but just want to try venturing out with stocks and try to be rich. Is stock-picking important to CNBC?

The answer is yes. The kind of stock-picking in CNBC Fast Money is quite sensitive. In the past trading years in 1990s, CNBC received criticisms for including too many members in the panel who sometimes crazily peddling on stocks even without careful analysis. But CNBC defended that they had found a way to offer new responsible programs. However, the primary idea of the show will still revolve around turning money in the shortest period of time. What are expected changes in CNBC Fast Money?

Since news and analysis on financial trends have turned into measly commodity of the financial world, the network has to consider presenting news and financial information in the most innovative way without compromising responsible programming. The executive producers also want to include cultural relevancy on the program by providing access to the viewers and teaching them how to use such information for their stock trading. How could this happen?

Perhaps the secret of CNBC Fast Money is to widen its appeal without compromising its reputation among its advertisers. The network targets Class A and B market to maintain its standing as a major player in the business world. Fast Money TV program is indeed a primary network asset of CNBC. However, programming is in constant change with new ideas cropping up to develop the program and to implement changes. Talk shows and late night shows could be a challenge yet Fast Money is still a major TV phenomenon.

Organic Gardening Tips You May Not Know

There are some obvious organic gardening tips that most gardeners know, such as using compost and organic fertilizers. These are pretty basic organic gardening tips. However, there are a lot of other tips that are just as easy to follow, but not as well-known. The beauty of organic gardening is that it offers you a safe and healthy way to grow the plants that you want to grow, whether they are vegetables or flowers.

You could try organic gardening tips like using a Toad House. Many people do not realize just how effective toads can be in the removal of insects. A toad can eat 50-100 insects in one night. Encouraging these harmless creatures to take up residence in your garden can severely cut down on your insect problems without the use of chemicals. If you have children, they will love watching the toads in the garden too.

Organic gardening tips like using BEE-Allure™ Honey Bee Attractant can also help to increase the yield from your vegetable or flower garden. These can be even more important additions to your garden since so many honey bee colonies have been dying off in recent years. Honey bees are some of the best pollinators you could have in your garden. Many people worry about bees stinging them, but honey bees will generally not sting people unless trapped. However, for those people who are allergic to bee stings, this option may not be a good idea.

One of the most aggravating problems in your garden is keeping down weeds. You could choose to use an organic weed killing product or you could try Weed Barrier Mat. These mats can prevent weeds from growing between your vegetable rows so you never have to break your back pulling weeds again. Even if a weed killer is organic there is always the chance that it may damage your other plants if used incorrectly. The mats remove this worry.

Organic gardening tips can cover a wide range of issues that you find in your garden. Everything from insects that can damage your plants to better ways of ensuring that your soil is full of the nutrients your plants need. Earthworms are a great organic addition to any garden. They are natural aerators and their castings add nutrients to the soil.

The main reason that so many people are changing over to organic gardening is for the safety of their families. Organically grown food does not have the possible danger of chemical residues that can either be left on the outside of vegetables and fruits or absorbed into them. Chemical products also have a chance of leeching into the ground water that your family drinks. Chemicals can either cause illness or death in wildlife and pets that are roaming where they have been used.

As you become used to organic gardening, you will probably find some organic gardening tips that were not covered here. Most organic gardeners have their own favorite methods of ensuring the safety of the foods they grow.

Accessible Adventures: Traveling With Special Needs

There is a world of travel possibilities for people with special needs! Where do you want to go? What do you want to experience? With a bit of careful planning and the asking some important questions, individuals with disabilities can find accessible travel options for many exciting destinations worldwide.

If vacation or business travel has been a daunting idea to you or to your family, be encouraged that there many places to explore where special needs can be easily accommodated with your comfort and convenience in mind.

You Have Places to Go & Things to Do

Family Vacations – Travel options abound for families with special needs children. Ranging from amusement and theme parks designed for a number of disabilities or camps that offer programs and accommodations for a broad spectrum of special needs, there are exciting possibilities for making fun family memories! Vacations to Disney World, National Parks, museums, and the like can also be accessible for those with disabilities through the utilization of things like travel wheelchairs, access guides, and travel agents that specialize in travel with disabilities.

Travel Planning for Special Needs – there are a number of companies that specialize in creating group tours, cruises, and individual wheelchair travel options. These companies develop itineraries and travel arrangements that facilitate special needs accessibility. Their travel agents assist in making arrangements and providing the appropriate resources to make your experience an enjoyable and memorable one.

Travel Resources for Special Needs

Travel Agencies & Tour Groups – A number of travel agencies and tour groups that specialize in travel arrangements for people with disabilities have developed over the years. Theses agencies and groups provide assistance in planning and executing vacations for people with a broad range of special needs.

Travel Companions – Whether you require assistance from a companion to manage daily activities or simply want someone to travel with, there are companies that can offer these services. Be sure to search for companions from reputable companies or with credible references.

Accessibility Guides – There are a number of publications, websites, & blogs available to assist with your travel planning. These guides outline destinations, accommodations, transportation, and other resources for traveling with disabilities.

Travel Wheelchairs – The right travel chair can make any trip less stressful and much more comfortable. There are travel wheelchairs that are especially designed for making travel feasible and safe. Look for chairs that are comfortable and durable, but also lightweight, compact or collapsible, and easy to maneuver.

Online Resources:

Disability Travel and Recreation Resources

Society for Accessible Travel & Hospitality

Travelconsumer

DisabledTravelers

Additional Travel Tips

Airplane Travel – Travel by airplane can be a bit intimidating for some travelers, especially if you must travel with a wheelchair or have mobility restrictions. Airlines are required to provide reasonable accommodation for individuals with special needs, but that does not mean you should leave your travel comfort in the airline’s hands. A little extra planning on your part can make for a much more enjoyable airport and flying experience.

  • Plan to arrive two to three hours prior to a domestic flight or up to four hours prior to an international flight to ensure enough time to get through security and make your way to the gate.
  • If you experience discomfort after sitting for extended periods of time, strongly consider selecting destinations where travel times are limited. You should also consider if limited mobility is an issue, restroom use on the plane may be difficult. Some airlines provide small chairs to transport guests to the restroom, but if this is not an option, it would be wise to limit your time in the air.
  • It may be a bit more expensive to secure non-stop flights for your trip, but limiting connections can reduce the stress of navigating multiple airports in a restricted time period.
  • Research the airline and plane ahead of time. Can the plane size accommodate a wheelchair in the cabin? Can you reserve an aisle seat?
  • Individuals in wheelchairs or scooters are subject to thorough searches at the security checkpoints. While it may be a bit uncomfortable and tedious, these searches are to ensure the safety of all passengers.
  • If you require medication or have mobility restrictions, it can be helpful to secure a letter from your doctor to make the transition through security a little easier.

Hotel Accommodations – While most commercial establishments are required to provide handicap accessibility, there are a few things to consider for ensuring a successful hotel stay during your travels. Make your hotel reservations over the phone if possible. If applicable, ask about whether the doors to the rooms are wide enough for a wheelchair and that the restrooms and showers in the room are handicap accessible. Be sure to get a confirmation number for your reservation. For convenience, it is often good to request a room on the ground floor or be sure to verify that an elevator is available.

The Value of Law in Our Lives and Society

It is known by all that law is an essential part of a society. It helps to make a society trouble free and peaceful. Law is made by humans in order to change the society with the introduction of equality, justice, and fairness.

Man has made laws, so being a maker we must follow laws too. Government and courts have set these laws and they are applicable for every citizen of a country. Victims are protected by law, whereas criminals are punished by it. You must obey law to avoid its consequences.

Law is very important for a society, for not only maintaining peace but also to control systematic lives of the people. Law protects a society from anarchy, chaos and disorder. Criminal actions like trespassing, rape, steal, damage, bully, murder and terrorism are controlled by the Law. This saves the society from every criminal act.

Disasters can be caused if people live in a society and start doing things according to their wills and principles. The Law helps to prevent people from doing actions what they want. A mentality of taking revenge will be created among the masses which may turn into unlawful acts. A society will be full of illegal actions, crimes and murders, if there is no law. Rules help a society to consider even a small problem to avoid its bigger consequences in the future.

A simple waste disposal may kill many people, if not prevented now. Cleanliness will not be maintained by people, if there is no such rule. People will find their own ways of living and survival, if they are not bound by laws. A war zone can be created in the world. Laws not only maintain peace in the society but also help to run the human race without any disturbance and in proper order.

A good relationship with each other in a society is regulated by a system of laws. Conflicts are also settled down by the means of law. The respect for human rights is ensured by this procedure of rules and laws. A society can function efficiently and properly only because of the presence of laws. Crimes are being stopped to become an everyday happening with the help of laws, so that children do not grow up finding the crimes to be normal. Future generations of the human race are safe and protected because of strict orders and laws.

So, laws are not only important in the society, but also in human lives.